54 Horseshoe Dr

Jefferson Twp., NJ
$ 454,000 Beds 3 Baths 2
Monthly Estimate* How much can I afford?

THE LAKE HOUSE YOU'VE BEEN WAITING TO TRANSFORM! Set directly on beautiful Cozy Lake, this true waterfront home offers character and architectural details that are difficult to recreate. Soaring ceilings, skylights, a dramatic stone fireplace, warm wood details and expansive windows create the unmistakable feel of a classic lake retreat. Step outside to your own waterfront, dock and beautiful open-lake views. Offering 3 bedrooms with a verified 3-bedroom septic, this is an exciting opportunity for a buyer with vision. The kitchen is ready for renovation. Portions of the lower-level walls remain open from drainage-related damage that occurred during Hurricane Irene, not lake flooding. A French drain was subsequently installed to address the drainage conditions that caused the original water intrusion; the walls were never replaced and are ready for the next owner to finish. Bring your contractor, designer and imagination?the lake, views and character are already here. The adjoining lakefront property at 52 Horseshoe Dr is also available separately, offering the rare opportunity to own two neighboring waterfront properties. Buyers to perform due diligence regarding potential uses, improvements or combination of properties.

Active

  • Price
  • $ 454,000
  • City
  • Jefferson Twp.
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • MORRIS
  • Half Bathrooms
  • 0
  • Area
  • Jefferson Twp.
  • Lot Size
  • 0.12 Acres
  • Zip
  • 07438
  • Year Built
  • 1940
  • Taxes
  • $ 7716
  • Style
  • Lakestyle
  • MLS#
  • 4053801
Listed By: WEICHERT REALTORS
Data Source: Garden State MLS (GSMLS)

Features

General

Sewer Septic 3 Bedroom Town Verified
Heating Baseboard - Electric,Forced Hot Air
Cooling Central Air
Utilities Electric,Gas-Natural
Possession immediate
Roof See Remarks
Appliances Dishwasher,Dryer,Range/Oven-Electric,Refrigerator,Washer
Water Heater Gas
Zoning res
HOA Fee 350
Architectural Style Lakestyle
Year Built 1940
Township Jefferson Twp.
Easement Unknown
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Annually
County Morris
Subdivision Name Cozy Lake
Total Rooms 6
Full Baths 2
Status Active
Directions Cozy Lake Road to Laurel. Turn onto one-way Horseshoe Drive.
Open Parking Spaces 2
Elementary School WhiteRock
Tax Annual Amount 7716
Home Warranty Y/N No
Middle/Junior High School Jefferson
Drive 2 Car Width
Standard Status Active
Tax Assessed Value 248600
Town # 2314
Tax Lot 20
Primary Style Lakestyle
Sub Property Type Single Family
Community Living No

Interior Features

Basement Bilco-Style Door,Finished-Partially,Walkout
Flooring Tile,Wood
Total Fireplaces 2
Fireplace Features Non-Functional,See Remarks
Kitchen Level First
Living Room Level First
Fuel Type Gas-Natural,Gas-Propane Leased,Gas-Propane Owned
Total Bedrooms 3
Kitchen Features Eat-In Kitchen
RoomBed3Level Basement
RoomBed2Level Basement
RoomBed1Level First
Level 1 Rooms 1 Bedroom,Bath Main,Kitchen,Living Room

Exterior Features

Exterior Amenities Deck,Dock
Pool No
Lot Features Lake Front,Mountain View,Waterfront
Water Source Well
Exterior Description Wood
Lot Dimensions 0.115 AC
Lot Size Acres 0.12

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Nanuet, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School WhiteRock Elementary School
Middle School Jefferson Middle School
High School Unknown High School

Price History

9/18/2026 Listed $454,000

Property vs Zip Code Average in 07438

Price
AVG $570K
$450K
Taxes
AVG $10,502
$7,716
Year Built
AVG 1962
1940
Visits
AVG 132
30
Data Provided by Inside Real Estate®

Areas That We Cover

54 Horseshoe Dr Jefferson Twp., NJ is a Single Family Home for sale at $454000 and a lot size of 0.12 Acres Acre(s). 54 Horseshoe Dr Jefferson Twp. has 3 bedrooms, 2 baths and was built in 1940. The property's zip code is 07438 which is in Jefferson Twp., NJ

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.